Santam Ltd. provided earnings guidance for the six months ended 30 June 2020. The company expects its headline earnings per ordinary share (HEPS) for the six months ended 30 June 2020 to be between 614 cents and 713 cents per share. This will be between 28% and 38% lower than that reported for the comparative period in 2019. EPS is expected to be between -30 cents and 69 cents per share which is between 93% and 103% lower.