Market Closed -
Nasdaq
04:00:00 2024-05-08 pm EDT
|
5-day change
|
1st Jan Change
|
31.41
USD
|
+12.06%
|
|
+14.43%
|
+30.77%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
302.7
|
1,307
|
2,056
|
1,544
|
1,545
|
2,078
|
-
|
-
|
Enterprise Value (EV)
1 |
302.7
|
1,307
|
2,732
|
2,741
|
2,738
|
3,090
|
2,938
|
2,722
|
P/E ratio
|
-33.4
x
|
-51.7
x
|
-56.4
x
|
-34
x
|
-16
x
|
-196
x
|
120
x
|
23.3
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
2.2
x
|
5.42
x
|
3.62
x
|
1.57
x
|
1.27
x
|
1.49
x
|
1.32
x
|
1.12
x
|
EV / Revenue
|
2.2
x
|
5.42
x
|
4.82
x
|
2.79
x
|
2.25
x
|
2.21
x
|
1.87
x
|
1.47
x
|
EV / EBITDA
|
10.6
x
|
29.7
x
|
24.2
x
|
14
x
|
10.9
x
|
9.58
x
|
7.62
x
|
5.64
x
|
EV / FCF
|
31.5
x
|
44.3
x
|
78.5
x
|
-112
x
|
118
x
|
30
x
|
16.1
x
|
9.32
x
|
FCF Yield
|
3.18%
|
2.26%
|
1.27%
|
-0.89%
|
0.85%
|
3.33%
|
6.23%
|
10.7%
|
Price to Book
|
3.92
x
|
3.66
x
|
3.48
x
|
4.75
x
|
5
x
|
6.66
x
|
5.55
x
|
4.56
x
|
Nbr of stocks (in thousands)
|
18,859
|
43,609
|
56,932
|
61,429
|
64,318
|
66,142
|
-
|
-
|
Reference price
2 |
16.05
|
29.97
|
36.11
|
25.14
|
24.02
|
31.41
|
31.41
|
31.41
|
Announcement Date
|
3/24/20
|
3/11/21
|
3/1/22
|
2/28/23
|
2/28/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
137.8
|
240.9
|
567.3
|
980.7
|
1,219
|
1,397
|
1,572
|
1,848
|
EBITDA
1 |
28.52
|
43.96
|
112.9
|
196.5
|
250.2
|
322.5
|
385.4
|
482.8
|
EBIT
1 |
-5.068
|
-21.94
|
-31.63
|
-31.1
|
-42.55
|
123
|
159.2
|
-
|
Operating Margin
|
-3.68%
|
-9.11%
|
-5.57%
|
-3.17%
|
-3.49%
|
8.8%
|
10.13%
|
-
|
Earnings before Tax (EBT)
1 |
-22.44
|
-29.89
|
-58.1
|
-76.03
|
-162.7
|
-42.7
|
30.99
|
-
|
Net income
1 |
-8.65
|
-15.7
|
-30.65
|
-41.77
|
-90.14
|
-23.47
|
17.39
|
-
|
Net margin
|
-6.28%
|
-6.52%
|
-5.4%
|
-4.26%
|
-7.4%
|
-1.68%
|
1.11%
|
-
|
EPS
2 |
-0.4800
|
-0.5800
|
-0.6400
|
-0.7400
|
-1.500
|
-0.1600
|
0.2625
|
1.350
|
Free Cash Flow
1 |
9.617
|
29.49
|
34.81
|
-24.44
|
23.27
|
103
|
183
|
292
|
FCF margin
|
6.98%
|
12.24%
|
6.14%
|
-2.49%
|
1.91%
|
7.37%
|
11.64%
|
15.8%
|
FCF Conversion (EBITDA)
|
33.72%
|
67.1%
|
30.83%
|
-
|
9.3%
|
31.93%
|
47.48%
|
60.48%
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
1,052.06%
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/24/20
|
3/11/21
|
3/1/22
|
2/28/23
|
2/28/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
135.6
|
159.2
|
242.8
|
232.5
|
259.4
|
246
|
330.4
|
297.2
|
306.3
|
284.6
|
380.4
|
338.9
|
352.1
|
326.1
|
425.8
|
EBITDA
1 |
19.56
|
20.25
|
72.93
|
42.48
|
41.88
|
39.19
|
79.01
|
61.58
|
64.01
|
45.61
|
101.7
|
73.1
|
77.32
|
68.62
|
116.3
|
EBIT
1 |
-16.8
|
-37.86
|
39.74
|
25.44
|
-29.86
|
-66.42
|
3.619
|
-16.53
|
0.086
|
-29.72
|
34.26
|
18.02
|
24.95
|
-0.756
|
41
|
Operating Margin
|
-12.4%
|
-23.78%
|
16.36%
|
10.94%
|
-11.51%
|
-27%
|
1.1%
|
-5.56%
|
0.03%
|
-10.44%
|
9.01%
|
5.32%
|
7.09%
|
-0.23%
|
9.63%
|
Earnings before Tax (EBT)
1 |
-24.22
|
-44.37
|
44.84
|
16.59
|
-46.71
|
-90.76
|
-25.78
|
-43
|
-31.84
|
-62.12
|
5.8
|
-13.15
|
-5.174
|
-30.18
|
12.11
|
Net income
1 |
-12.83
|
-22.65
|
22.87
|
8.642
|
-24.79
|
-48.49
|
-14.13
|
-23.9
|
-17.63
|
-34.48
|
1.936
|
-8.188
|
-4.596
|
-15.31
|
6.607
|
Net margin
|
-9.47%
|
-14.23%
|
9.42%
|
3.72%
|
-9.56%
|
-19.71%
|
-4.28%
|
-8.04%
|
-5.76%
|
-12.11%
|
0.51%
|
-2.42%
|
-1.31%
|
-4.7%
|
1.55%
|
EPS
2 |
-0.2800
|
-0.4100
|
0.3900
|
0.1400
|
-0.4300
|
-0.8400
|
-0.2400
|
-0.4000
|
-0.2900
|
-0.5600
|
0.0492
|
-0.1300
|
-0.0467
|
-0.2400
|
0.1100
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/8/21
|
3/1/22
|
5/10/22
|
8/9/22
|
11/7/22
|
2/28/23
|
5/9/23
|
8/9/23
|
11/7/23
|
2/28/24
|
5/7/24
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
676
|
1,197
|
1,193
|
1,012
|
861
|
645
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
5.99
x
|
6.091
x
|
4.768
x
|
3.138
x
|
2.234
x
|
1.336
x
|
Free Cash Flow
1 |
9.62
|
29.5
|
34.8
|
-24.4
|
23.3
|
103
|
183
|
292
|
ROE (net income / shareholders' equity)
|
-
|
14.7%
|
16.5%
|
19.6%
|
22.4%
|
68%
|
55.9%
|
42.3%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
3.66%
|
3.75%
|
3.76%
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-837.3
|
-1,113
|
-2,394
|
-
|
-
|
-
|
Book Value Per Share
2 |
4.090
|
8.180
|
10.40
|
5.290
|
4.810
|
4.720
|
5.650
|
6.880
|
Cash Flow per Share
|
-
|
-
|
0.8400
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
2.4
|
5.47
|
5.32
|
22
|
21.4
|
28.1
|
22
|
23.5
|
Capex / Sales
|
1.74%
|
2.27%
|
0.94%
|
2.24%
|
1.75%
|
2.01%
|
1.4%
|
1.27%
|
Announcement Date
|
3/24/20
|
3/11/21
|
3/1/22
|
2/28/23
|
2/28/24
|
-
|
-
|
-
|
Last Close Price
31.41
USD Average target price
35.14
USD Spread / Average Target +11.88% Consensus |
1st Jan change
|
Capi.
|
---|
| +30.77% | 1.85B | | -2.48% | 62.7B | | +8.95% | 53.54B | | +4.88% | 26.06B | | +19.27% | 24.31B | | +28.68% | 9.74B | | +21.36% | 6.21B | | -0.17% | 4.21B | | +7.64% | 2.1B | | -22.16% | 1.54B |
Insurance Brokers
|