Banca Sistema S p A : THE OPERATION OF THE COMPANY ESTABLISHED FOR THE PLEDGE IN GREECE BEGINS, FIRST STEP FOR EXPANSION BEYOND THE BORDER

PRESS RELEASE

PRONTOPEGNO CONTINUES ITS GROWTH WITH MORE THAN 60,000 ACTIVE CONTRACTS AND 135 MILLION EUROS OF VOLUMES AT THE END OF SEPTEMBER IN ITALY.

THE OPERATION OF THE COMPANY ESTABLISHED FOR THE PLEDGE IN GREECE BEGINS, FIRST STEP FOR EXPANSION BEYOND THE BORDER

Milan, 18 October 2022

ProntoPegno S.p.A. - the Pawnbroker of Banca Sistema Group - continues to grow exceeding 60,000 active contracts and 32,500 clients, and recording 135 million euros of volumes in Italy at the end of September 2022.

The growth plan also continues on the expansion front towards foreign markets, with the start of operations of the Greek pledge company, of which ProntoPegno holds the entire share capital, ΕΤΟΙΜΟ ΕΝΕΧΥΡΟ ΜΟΝΟΠΡΟΣΩΠΗ Α.Ε. ΕΝΕΧΥΡΟΔΑΝΕΙΣΜΟΥ ΚΑΙ ΑΓΟΡΑΣ ΧΡΥΣΟΥ, who opens his branch in Solonos Street 75 in Athens.

The start of activities in Greece, the strengthening of the network in Italy and the progressive digitalization of processes, with the DigitalPegno App which now has over 9,500 registered users, 12,000 auction bids digitally executed and 6,800 online contract renewals, are part of the path of the 2021-23 strategic plan outlined by the Banca Sistema Group.

Giuseppe Gentile, General Manager of ProntoPegno, commented: "We are satisfied with the results achieved in Italy and the start of operations in Greece, which allows ProntoPegno to continue its growth and take a significant step for expansion into foreign markets, with the aim of becoming an international operator and continuing in the accreditation process of an important liquidity support instrument, the pawn credit, even beyond borders."

www.prontopegno.it www.prontopegno.gr

Contacts:

Media Relations

Patrizia Sferrazza

Tel. +39 02 80280354 - Cell 335.7353559

E-mailpatrizia.sferrazza@bancasistema.it

Investor Relations

Carlo Di Pierro

Tel. +39 02 80280358

E-mailcarlo.dipierro@bancasistema.it

WWW.BANCASISTEMA.IT

Banca Sistema Group

Banca Sistema Group, founded in 2011 and listed in 2015 on Borsa Italiana's Star segment, is a financial institution specialized in purchasing trade receivables owed by the Italian Public Administrations and tax receivables, and is active in consumer credit salary- and pension-backed loans, by purchasing loan pools and through the direct origination of the QuintoPuoi product, and through pawn loans, via the subsidiary ProntoPegno S.p.A. The Group which has a customer base of 100,000, also offers deposit products, with an offering that includes current accounts, deposit accounts and securities accounts, in addition to other services as credit management and recovery, bank guarantees and security bonds, PA receivables certification and e- billing. With head offices in Milan and Rome, Gruppo Banca Sistema is also present in Bologna, Pisa, Naples, Palermo, Asti, Brescia, Civitavecchia, Florence, Mestre, Parma, Rimini and Turin, has 280 employees and relies on a multichannel structure.

WWW.BANCASISTEMA.IT